Will this plan cover doctor visits, prescriptions, and emergencies?

Most plans cover doctor visits, prescriptions, and emergency care.

Plans sold on the Marketplace must include essential health benefits, like hospital care, emergency services, prescription drugs, lab tests, and preventive care.

Coverage details can vary, so read the plan’s Summary of Benefits to see copays, deductibles, and any limits. If you take regular medicines, check the plan’s drug list (formulary) to make sure your prescriptions are included. If you have favorite doctors, make sure they’re in-network.

For emergencies, you’re covered, but out-of-network services may cost more. If it’s not an emergency, using in-network providers usually saves you money.

Taking a few minutes to check these details now can help you avoid surprise bills later and make sure the plan fits your needs.

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